Supporting Employees and Business Owners with 401(k) Guidance

Whether you’re saving for retirement through your job or offering a plan as a small business owner, navigating workplace investments can be confusing. AJ Freedom Financial helps simplify the process, so you can make informed, confident choices—whether you’re planning for yourself or your team.

For Individuals

We provide one-on-one support for workplace plans like 401(k)s, 403(b)s, and SIMPLE IRAs. Not sure how to allocate your contributions, when to adjust your deferral, or how your employer plan fits into your bigger picture? We’re here to walk you through it all.

For Small Business Owners

We help businesses design and manage group retirement plans tailored to your goals and team needs. Whether starting a new plan or evaluating your current offering, we’ll assist with:

  • Plan design and setup
  • Regulatory and fiduciary considerations
  • Employee education and enrollment
  • Ongoing support and compliance

Our Workplace Plan Services Include:

  • 401(k), 403(b), and SIMPLE IRA guidance
  • Retirement plan consultation for businesses
  • Employee education and onboarding
  • Personalized investment alignment with goals

We believe workplace retirement planning should be proactive, personalized, and aligned with your long-term strategy—not generic or one-size-fits-all.