Retirement Planning Built for Today’s World
Not long ago, retirement came with a pension, a gold watch, and a pretty straightforward plan. Today, things are different. With fewer pensions, rising healthcare costs, market volatility, and longer life expectancies, the responsibility of retirement planning falls more on your shoulders than ever before—but you don’t have to face it alone.
At AJ Freedom Financial, we use the New Generation Retirement® system—a step-by-step planning approach grounded in stewardship, transparency, and technology. This system helps us create strategies that grow with you and support your retirement from every angle.
The Five Steps of the New Generation Retirement® System:
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Selecting a Financial Professional
Introduces our role, process, and what you can expect as we begin working together. -
Fact & Feeling Finding
We take time to understand your full financial picture, values, goals, and concerns using tools like the Color of Money Risk Analysis. -
Strategy
Based on what we learn, we create a personalized financial strategy that aligns with your timeline and risk profile. -
Recommendations & Implementation
We present recommendations and walk you through potential changes—such as opening new accounts or reallocating assets. -
Ongoing Relationship
Planning doesn’t stop after the first step. We meet regularly to review and adjust your plan as life evolves.
Our Core Values in Action:
Stewardship
We act in your best interest—always—with clear, thoughtful guidance that supports your goals.
Transparency
Everything we do is recorded and accessible. You’ll always know where you stand.
Technology
We use Generational Vault®, a secure online portal, to give you real-time access to your plan, documents, and communications.
Retirement today looks different than it did for past generations. With the right team, tools, and strategy, you can face it with confidence.