Turning Your Savings Into a Steady Retirement Income
Planning for retirement income can feel overwhelming—especially when it’s your first time navigating it. Whether you’re approaching retirement or already enjoying it, you may be wondering: Will my savings be enough to maintain the lifestyle I want?
At AJ Freedom Financial, we help you build a clear plan to turn your hard-earned savings into reliable income, so you can move into retirement with confidence—not guesswork.
Three Phases of Retirement Income Planning:
- Accumulation – Building retirement savings
- Distribution – Generating income from your assets
- Preservation or Transfer – Protecting and passing on your wealth
We’ll help you with:
- Estimating how much income you’ll need
- Reviewing how long your savings may last
- Identifying income gaps
- Exploring additional income sources
- Considering tax-efficient strategies for withdrawals
We use tools such as traditional and Roth IRAs, 401(k)s, IRA rollovers, and other tax-advantaged accounts to help build a retirement income plan tailored to your goals.