AJ Freedom Financial was formed in January of 2018 named after the initials of the founders, Abigail and Joshua. The husband and wife duo teamed up with the vision increasing financial freedom through education and comprehensive planning.
We offer various financial services including full service brokerage accounts, money management, and various types of insurance. These instruments allow us access to stocks, bonds, mutual funds, third party money managers, annuities and life insurance. We do not play favorites with which type of investment is best, we simply look for the best type of investment for your situation. In addition in being open to many investment vehicles, we are independently contracted with many companies in order to choose the best fit for your needs.
We see it as our imperative to serve and guide you along your financial journey. It is not our job to tell you what you should do with your money. We will take a comprehensive assessment of your situation and goals, and then we make suggestions to optimize your resources.
Joshua Fallenstein
President
Joshua has had a life long fascination and involvement with financial markets and finance. He now has over a decade of experience as an Agent. From a very early age he was reading the Wall Street Journal and charting stock prices on graph paper. He minored in Finance at Ithaca College and graduated Cum Laude in 2000. Later, he was a proprietary trader and taught technical analysis classes for two years before spending a year as a customer service representative for a discount stock broker. After a brief time with MassMutual, Joshua became an independent insurance agent and stock broker in the beginning of 2014. He also has worked as a tax preparer and ultimately became an enrolled agent with the IRS.
He studied finance at Ithaca college and learned the basics of fundamental analysis. His combined expertise in securities, variable life insurance, and taxes make him uniquely qualified to provide creative, comprehensive, and multi-faceted financial planning.
Spencer Keller
Junior Advisor
Originally from Toms River, New Jersey, Spencer recently began an exciting new chapter in Owego, New York, where he joined the AJ Freedom Financial team. With a bachelor’s degree in business finance from Stockton University, he brings a solid foundation in financial concepts along with a fresh perspective and eagerness to learn.
Spencer supports the team with client service operations and planning assistance, approaching each task with energy, curiosity, and a desire to grow professionally. He is enthusiastic about helping clients pursue financial clarity and is excited to be part of a collaborative, client-focused environment.
Outside of the office, Spencer enjoys playing soccer and taking in the scenic beauty of the Twin Tiers region as he settles into his new community.
Brooklyne Roberts
Executive Assistant
Brooklyne is an Executive Assistant at Freedom Financial Insurance, where she takes a focused, dependable approach to supporting both clients and the team. She’s always ready to assist with questions or concerns and helps keep day-to-day operations running efficiently.
Before joining the team, Brooklyne worked as a job coach, where she discovered her passion for helping others succeed. A lifelong local, she enjoys the rural lifestyle and has a love for gardening, animals (especially her sheep), traveling—particularly to the beach—and spending quality time with her family and friends.
Her attention to detail and dedication make her an essential part of the office, ensuring that every task is handled with care and professionalism.
Abigail Fallenstein
Chief Financial Officer
Abigail graduated with high honors from Rutgers University in 2007 with a Batchelors in Plant Science. She worked with farmers in New Jersey to implement conservation practices for a few years before moving to the Twin Tiers to marry Joshua. Abigail has experience with farm animals and selling on Amazon. Her diverse interests and skills brought her to AJ Freedom Financial as Office Manager after an 8-year stint as a Stay-at-Home Mom. She continues to homeschool her two daughters and enjoys many types of fiber arts especially crochet and weaving.