Make the Most of What You’ve Earned
For many retirees, Social Security is a key source of income—and one of the most important benefits they’ve earned. But deciding when and how to file can make a big difference in how much you receive over your lifetime.
At AJ Freedom Financial, we help you explore your Social Security options and develop a strategy that fits your broader retirement plan. We’ll explain how the system works, guide you through your filing options, and help you time your benefits based on your personal situation.
We’ll help you understand:
- Your estimated benefit amount
- Strategies for single or married filers
- How working during retirement affects benefits
- Whether your benefits may be taxable
- How to integrate Social Security with your other income sources
According to the Social Security Administration, delaying benefits past full retirement age can increase payments by up to 8% per year.¹ Timing really does matter.
Want to learn more? We’ve created a helpful brochure that answers common questions and provides guidance.
Contact us today to request your copy and start planning with confidence.
¹ Source: SSA.gov – Delayed Retirement Credits